- €4 to book a seat for early check-in and boarding card.
- €29 to park the car
- €52.40 to rent another car at BOH
- €47.80 for the Excess collision damage waiver insurance.
- £24.30 for petrol
- £18 for miscellaneous parking
The morning after I took delivery of this delicate vehicle, I noticed a bit dunt just right-of-centre on the bonnet / hood / Haube / tapa. Dang! but I didn't do that! The feckers will make a claim against me . . . and I'll probably find that dunts are excluded from the policy I've just bought at eye-watering expense. It cranked up my travel-anxiety a couple of notches - which I didn't need at all. But when I turned the car in at the airport, the vigilant Hertzman didn't seem to notice it and asked me to sign off the all-clear chit. Phew! Then I was in a tizz lest the next punter to rent that car would get caught for the bonnet-ding, so I started to think how I could tell Hertz about the defect without the bill coming back at me.
Now here's the thing. The insurance options operated by Hertz and other car rental companies are a stitch up. And the insurance options operated by second-parties like Ryanair is a stitch-up in spades, Would you rather pay €25 now or risk as bill for €1,000 at the end of the holiday? At the start of the holiday - on top of the flights, the hotel, the anticipated bill for booze, the tapas, the all-you-can-eat buffet - €25 seems like a pimple. Somehow the fact that is €25 per day slips past you and you end up paying an extra €200+ for peace of mind. Companies like CarHireExcess.ie have seen a gap in the market and ask How likely is it that Joe Average will clock up €1,000 worth of damage on a given trip? and gamble against that eventuality. They will shoulder that risk for €3 per day or €50 a year. So their actuaries have worked out that that less than 1 person in 50 [€1,000 / €3*7] has a misfortune. They know exactly what the risks are - there is a cap of €1,000 to their liability because the Excess is all they cover. The regular base-line car insurance has no cap: you rent a car and sail it by accident and inattention into petrol station then someone might be liable for €1,000,000 for the damage. Regardless of the actuarial math, offsetting the Excess in advance with CarHireExcess or similar is waaaay cheaper than being hit for it as you stand stressed at the Hertz desk.